When you file a joint tax return you have to include ALL of your combined income, which of course means you have to enter your SSA1099 for the Social Security. UP to 85% of the SS could be taxable -- depending on the other income you receive the percent of your SS that is taxable could be less than that. But if you file married filing separately, MORE of your SS would be taxable. If you are legally married, your filing choices are to file jointly or married filing separately. Joint is almost always better.
No, you would not get the "elderly or disabled credit." That credit has not been increased in decades and is so low that very few people are eligible to get it.
Before you get too upset with this-----why not try entering your numbers into a "dummy" account or "dummy" tax return to see where you would stand with a joint return. Look at lines 6a and 6b of your Form 1040 to see how much of your SS is taxable.
Or....try the Taxcaster tool to get an estimate.
https://turbotax.intuit.com/tax-tools/calculators/taxcaster/
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
