Then you perhaps could post the exact responses you are making to the follow-up questions...In Order.
Perhaps we can figure out what's happening
(You were age 70.5 or older during 2023? correct? i.e. I'm not cognizant about whether RMDs from "inherited" retirement accounts can be used for QCDs or not, if you were younger.)
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
