So I understand the 4 scenarios which you can use HSA funds to pay or medical premiums. However, I do have a scenario which kind of falls in the middle. I'm guessing the answer is going to be that we cannot use our HSA but figured I'd ask. We are currently on my wife's High Deductible plan (I currently do not work). She is losing her job and her last day is 2/12/24. After that, she will be receiving severance for the rest of the year. We do get to keep the medical benefits but our piece will not be taken out of severance and will need to be paid on our own (still at the group rate). While we will not be on Cobra and technically not on unemployment, would we be allowed to use the HSA to pay for our part of the premiums or not since she is not on unemployment or on Cobra?
Thanks!
