You can only get the third stimulus payment of $1400 per person if you are filing a 2021 tax return---you will not get it on a 2023 tax return, so not sure why you are mentioning December 2023. When you mail in your 2021 return, you will be able to indicate on the tax form what bank account you want the refund to be directly deposited to, or you can choose to have the IRS mail you a check.
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