Probably "Schwab Charitable Fund" is a more accurate name for the charity itself.
You are giving to that charity...even if you have an account within the fund.
_________
One of the Schwab descriptions/notes says:
"Schwab Charitable Fund™ is recognized as a tax-exempt public charity as described in Sections 501(c)(3) .....etc..."
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
