As Maglib states make sure all updates are in and delete all the 1098s you have entered and start from scratch entering the oldest loan first. Answer the question asking if this is the most recent 1098 on this loan as "No." Then enter the 2nd (current) 1098 and answer "Yes" to the "Most recent" question. Answer the refi and points questions as needed on the most recent 1098 entries.
Once both are entered select "Done" on the bottom of the page and you will be asked additional questions on the loans concerning payoff amounts and dates. Be sure to leave the date blank for the most recent loan.
Your interest will be limited since the loan(s) are over $1M so you will be notified and have the opportunity to put in an interest amount based on your own calculations.
Those calculations should be. Box 2 of loan 1 plus the end of year balance on loan 2 (January 2023 statement)/2. That will give you the average loan balance since there was no overlap on the loans and you had a mortgage all year. Divide your loan limit (1M) by your calculated loan balance average to get a ratio. Multiply that ratio by the total interest you paid on the two loans (boxes 1) to arrive at your deductible home interest.
Use the same ratio to multiply by the deductible portion of points paid in 2022 to get that allowable deductible amount. Generally you can't deduct all the points paid for a refi in the year paid but must deduct them ratably over the life of the loan.
Be sure to keep a copy of your calculations with your tax records should it ever come up.
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