What's in line 11 of her form 1040?
"Taxable" income doesn't limit it, gross income...ie. AGI does.
So if line 11 of her 1040 is over 34,000 then she doesn't qualify from an AGI standpoint
See the 2022 table here:
Retirement Savings Contributions Savers Credit | Internal Revenue Service (irs.gov)
___________
Also, $$ entered in box 12 of a W-2 form....with a code "D" (401k contributions)...those $$ are automatically considered for use in the RSCC calculations...but other limitations may have eliminated it. You still must step thru the calculation section for the RSCC on the Deductions&Credits page.
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
