Well hand calculations can go wrong...but even the tax tables might show a higher tax.
(i.e. $3042 for MFJ, & only if ALL of it is from "ordinary income")
BUT
While Capital Gains, and Qualified dividends are included in your 28,828 total, the actual taxes on those starts at zero...so a special tax calculation sheet is used to break out those particular $$...usually the Qualified Dividends & Capital Gain Tax worksheet is used.
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
