@Stormechaser
YOU made the choice to route your refund thru the third party processing bank when you either choose to have the TT fees paid from your federal refund and/or got a refund advance loan. No one forced you to choose that option and in fact the screen actually says it is not needed if you read the contract you signed.
If you pay the TT fees upfront with a Credit or Debit card the refund processing service will not be needed and the IRS would send the refund directly to you.
