When customers pay through direct deposit, do you have to file a 1099-nec?

If you have some customers that wire money into your business bank account, can you just total those deposits up and add it to your gross receipts total? or are you required to do something else, like file a 1099-sec? I hope it is as simple as keeping up with it yourself, but I read something that made me question whether or not that is good enough.