The CD and download versions of TurboTax are the same. It only means that is the method that you use to access the desktop product.
TurboTax CD/downloaded versions are installed on your computer. You can purchase the physical CD from a store or buy the download directly from TurboTax. You just will not have the CD.
The big difference between the two options is that you will be able to view all the tax forms included in your return when you use the CD/downloaded version versus the online version. With TurboTax Online, you can only preview your Form 1040 before paying the TurboTax fees.
Please click https://turbotax.intuit.com/personal-taxes/compare/online/ to see the different versions of TurboTax online and desktop. @DAB73
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