@Critter-3 - yup, I see it... on form 2441, you have to use the lesser of 1) H's earned income, 2) W's earned income (presumably zero or negative in this case) or 3) AGI to determine the credit.......
@shadeylady7 you may want to print out form 2441 and just see how the mechanics on lines 3-9 work - it's not that hard, but it does turn out the tax credit is zero.
