Deductions & credits

again I am specifically talking about refinancing fees such as points. In another thread @Vanessa A stated that

"No, refinance fees are not subject to recapture.  Refinance fees, such as points, are amortized over the life of the loan and not really attached to the house.

 

Other fees, such as title fees that are attached to the house would technically be added to the cost basis of the house and would have been depreciated along with the house so they would not be accounted for separately."

do you agree with @Vanessa A, if not why not?