You may have entered your 1099-NEC wrong.
You can only make a Roth contribution if you have earned income. In most cases, a 1099-NEC is considered self-employment (earned income).
There is a way to enter a Form 1099-NEC into TurboTax as "other income" meaning it is not earned income (money earned for performing a service for profit). If you enter your 1099-NEC that way, it will not count for a Roth contribution.
Check your 1099-NEC
- Type 1099-nec in Search in the top right
- Select Jump to 1099-nec
- Select Edit on the 1099-NEC Summary
- None of these apply to me should be selected on Does one of these uncommon situations apply?
- You should see a business on Self-employed 1099-NEC income
To verify this, tap Income & Expenses at the top. On Your income and expenses you should see Self-employment income and expenses (includes 1099 info)
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