I did more exploring with TT and a small excel sheet with the goal being to understand where the TT Sch-A Ln 11 note comes from. Turns out the remainder of the 60% allowed but not covered by the 2020 60% carry forward. The detail: I have carry forward for all of the 30%. I have a small carry forward cash gifts that applies at the 60/100%. I have enough cash gifts (qualifying) to cover 70% of AGI (note: there will carry forward to 2021).
TT applied the cash to 50% level first. Then it applied the 60/100% carry forward to the 60% cash only category (or 10% AGI). The remaining 40% that gets us to the 100% number was calculated and came from the cash giving for the year. TT subtracted the 60% carry forward from the 10% as the number placed on the dotted lines next to Schedule A box 11. If that's too confusing here is a table view.
30% Covered by Carry forward
50% Level (20% AGI) Covered by 100% this years qualified cash gifts
60% Level (10% AGI) Covered by 47% carry forward and 53% this years qualified cash gifts.
100% Level (40% AGI) Cover by 100% This years qualified cash gifts
The 53% at the 60% Level is the number TT put on the dotted line next to Sch A Ln 11
If there was no 60% carry forward the number on the dotted line is 10% of AGI.
This is not what I think the IRS is looking for. Is there any way to have TT verify my analysis?
