Deductions & credits

Wait a minute---your original question seemed like you were referring to a medical bill.  You made no mention of having marketplace insurance.    Now it seems that you had marketplace insurance so you had a premium tax credit ----if you underestimated your income and did not pay as much for that marketplace insurance as you should have according to your income, that is why you owe.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**