Ok but let's set that aside for a minute. Sounds like you still owe some tax on your income. Like your withholding wasn't enough to cover the tax. How much is on line 34 or 37?
Lets say you still owe $500 on your income (forgetting about the Child Tax Credit). Do you want to get a refund for the full $4,500 and then need to send a check back in for the $500?
