I have a similar problem to the one described here ("TurboTax Premier Not Deducting Mortgage Interest on Refinanced Mortgage") . Although not the same exact problem.
I took out a loan for a primary residence in 2017. In 2020, I dealt with the complexity by combining the multiple 1098s I received.
For the 2021 tax year, I have a single 1098. The refinance happened in 2020. The refinanced loan did not include any additional cash out and is less than the original loan. The original loan was taken out in October of 2017, so the refinanced tax deduction eligibility should be grandfathered up to the $1m.
After I put in the information in TurboTax Premier for MacOS. It completely ignores my input and does not give any deduction for the interest. I tried a variety of options to get it to do the right thing (as if I computed the value by hand). Nothing seems to work other than change the origination date (which for the refinance was in 2020) to the origination date of the original loan. This however would cause a discrepancy in the 1098 reported to the IRS.
I tried some of the solutions described in the link above. None of them worked.
Anyone else have this problem and know how to fix it?
Should I just adjust the origination date to the old 2017 origination date and move on?
