Yes that could be right. Since her income was between 75,000 and 99,000 she would have received a lower amount. Did you see the chart I posted above? Then unless her income is lower in 2020 she might not get anymore for the first 2 payments. Yes #1 and #2 payments are really based on 2020 return. I think you mean her 2020 AGI is 96,011. You can't know 2021 yet, the year isn't over.
I calculate she qualifies for $149.45 for the first one and 0 for the second round. So if she got 250 that was more than she qualifies for but she doesn't have to pay it back.
Calculate Chart
https://www.irs.gov/pub/irs-utl/how_do_I_calculate_my_eip.pdf
