BillM223
Expert Alumni

Deductions & credits

"So I think that would apply to only medical premiums, not all of the other mentioned types of premiums (like dental and long-term care) if those others are not subsidized and offered to the taxpayer?"

 

Yes, you are correct to wonder. The Help page is referring only to like premiums, such as for general health coverage. It does not refer to additional coverage that is (1) deductible on Schedule A as a medical expense, and (2) for which there is no corresponding employer-based coverage. 

 

"You can only claim the health insurance premiums write-off for months when neither you nor your spouse were eligible to participate in an employer-subsidized health plan."

 

The phrase "health insurance premiums " refers to whatever is in the employer-subsidized plan, and not all possible coverage.

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