it depends. Please read this article by Super Turbo Tax Agent LinaJ2020. In summarizing what she said, if you have not taken the simplified election in the past, you cannot make it now. Whatever election you made in the beginning is the election you will make this year.
Besides as you said, you can run into issues later on where the simplified election would not be applicable in your case. For example, if you have income that is of more than one category type, the simplified election simply will not work amongst multiple income categories.
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