BillM223
Expert Alumni

Deductions & credits

Honestly, it sounds like you are using a very old version of TurboTax, like from tax year 2018. The HSA contribution limit went to $7,000 for tax year 2019, and to $7,100 for tax year 2020.

 

I assume that you are using TurboTax downloadable software on either a Windows PC or on a Mac.

 

First check the text at the very top of the TurboTax window when you are in it - does it say "2020"? If it says some other year, please get the right version.

 

If it says "2020", then please update the software before continuing.

 

As for your spouse's age, if your spouse was 55 at the beginning of 2020 and this is your spouse's HSA, then TurboTax would have added the $1,000 automatically.

 

But first update the software before worrying about that.

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