If you didn't get the first stimulus and/or do not get the second stimulus by the end of January then you will need to file a 2020 return to get those credits ... there will not be a non filer option this year instead you can use one of the 10 IRS FREE FILE options :
If you qualify AND if you wait until mid January THEN you can use one of the 10 IRS FREE FILE options to file a fed & state return for free ... but you must be patient. https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free
IRS Free File: Closed until January 2021
IRS Free File is closed for the 2020 tax season. Check back in January for Filing Season 2021 opening details.
For Filing Season 2021, you must make $72,000 or below to use IRS Free File partner offers.
