Unfortunately, the software doesn't allow that credit unless you upgrade.
To get rid of it....so you can stay in the "Free" version, go thru Retirement Savings Credit interview again, and indicate you were a student during 2020...that will get rid of it.
IF you later have some other tax situation, that ends up requiring you to upgrade anyhow, you can go thru that part of the interview and say No to the student question to get it back.
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
