@KathrynC
You could make notes for yourself...as to what you did....spreadsheet might help too.
BUT IRS and state won't really notice, since they only get the results of your entries in what you file. They don't get actual 1099-INT forms in what you submit...just the $$ that show on the main forms. So as long as the final $ on yoru forms are consistent with what Schwab sends to the IRS separately, all is well.
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Those CA $$ shouldn't make a difference on the IRS forms.....but the CA FTB could always ask for the details of how you assigned the CA $$ later if they decide to audit you. That's pretty rare, but is why you have your own notes or spreadsheet to show what you did.
Yoru notes to yourself might also help in future years tax prep. I've had to break out my box 8,9, &13 $$ for many years to get the $$ reporting exactly right.
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
