You are asking your question on an old thread, so I may not be interpreting your question correctly.
Unqualified distributions are from accounts that do not receive preferential tax treatment and usually are monies you’ve already received through income sources and paid income tax on them. The distributions are taxed at ordinary income rates.
This information would all be included on your 1099-R form.
You may request a Non-Qualified Distribution at any time. However, the earnings portion of a Non-Qualified Distribution may be subject to a 10% federal income tax penalty in addition to any income taxes that may be due.
If this does not answer your question, please ask your question more specifically to your situation.
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