@Pureluv
Asking the same question on more than one thread will not get you a new answer. If you have debts that can be offset by a federal refund the refund will be taken even if it includes the RRC.
Not sure who said you would get a refund on 11/8 but the only source you should be looking at is the IRS WMR? tool ... once you have filed successfully only they can say when the refund is being released and when.
