In addition to the information provided above, you can also upgrade from within the program, so if you start in Deluxe and then determine that you want/need Home & Business you can upgrade your purchase. TurboTax offers a 60-day, 100% satisfaction money-back guarantee on desktop products. You may return it within 60 days of purchase with proof of purchase. Form more information see the following TurboTax Help Article: How do I request a refund for my TurboTax product?
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