In January there will be a refund advance loan that you may be eligible for when you are ready to file; no money is issued to you until your e-file is accepted by the IRS. The IRS will not begin to accept 2025 e-files until late January.
https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/refund-advance/L52Mg0G5u_US_e...
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