After you file

@cseeman 

When you file a joint tax return the refund always comes with both names on the check.  Is this your first time to file a joint return?

 

I don't know what to do short of going to a check-cashing place, which may take up to 10% of the refund.

 

Have you considered changing one of your account to a joint bank account so that the check could be deposited to a joint checking account?   Or...just opening a joint checking account with your spouse?

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**