Actually that sounds like you are doing things really well. Instead of giving the government an interest - free loan all year to get your money back as a refund, you have had just enough withheld from your paychecks to take care of your tax liability with the IRS and state, and get small refunds. "Big" refunds are the result of either having more than necessary withheld from your paychecks or from having refundable credits. If you are single with no dependents, the first $14,600 of your income was "tax free" and you are taxed on around $6100 of your income. Sounds like enough was withheld to cover the tax you owe the government for that.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
