What version are you using that costs $199? If you buy the Desktop download program you can use a lower version like Deluxe. All the Desktop programs have the same forms. If you install the Desktop program you can move your online return to it without paying for Online.
You can buy the Desktop Download program here or in stores or online like Amazon, Costco, Walmart, etc.
https://turbotax.intuit.com/personal-taxes/cd-download
2024 Turbo Tax Desktop Download System Requirements
Windows 10 or later or Mac OS Ventura 13 or later (newer).
https://turbotax.intuit.com/personal-taxes/cd-download/tta-system-requirements
