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After you file
Software worked properly for me.
You do have to enter the $$ on a 1099-INT you create.....AS-IF from the US Treasury...
....and the interest $$ entered in box 3 of that 1099-INT form.
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That does add to taxable interest on the Federal 1040....but does not get taxed by your state (if your state has an income tax)
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
March 2, 2025
4:30 PM