After you file

It is not an IRS fee.   It is a fee you pay to a third party bank if you want to pay your TurboTax fees from your federal refund instead of paying upfront before you e-file.   If you pay upfront with a credit or debit card, then you just pay for using the software.  If you choose "refund processing" there is an EXTRA $40 ($45 in CA) fee to have a third party bank receive your refund from the IRS, take out the amount you owe to TurboTax, keep $40 for itself, and send you the rest

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