After you file

This is the first year a "5 day early" option has ever been offered.  Frankly I am very skeptical about that offer-- do  not have unrealistic hopes---if you are subject to the PATH act for earned income credit or additional child tax credit, the IRS is required to hold your refund until mid-February.    Watch the IRS refund site for a date.  When you see a date there---count backwards on a calendar for five days.   That *might* be more realistic.

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