After you file

@mmr5759  Did you import any 1099s from investments?  Some brokers change your Direct Deposit info to your brokerage account.

 

One poster found this.....

The refund was sent to a bank I didn't recognize because Schwab where I have an account uses an intermediary bank, JP Morgan. So the refund was in my Schwab account which has little activity and I had not checked. I had not had a refund in so long, I did not remember the default account I had set up years ago for refunds.