After you file

Not sure what you mean by "the refund advance option won't show until the IRS starts accepting."   We have seen quite a few users who have been offered the advance  this year when they were ready to file.   If the advance is not being offered to you this year, it might be that you are not eligible.    The advance is not paid until  the IRS opens and begins to accept e-files.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**