It is too late to change the way you handled this ---- bu going forward-- when you have marketplace health insurance your are supposed to tell them asap if anything changes for anyone enrolled in the plan--including whether they are making more money, got other insurance, etc.
From Healthcare.gov:
If you're enrolled in a Marketplace plan and your income or household changes, update your application as soon as possible.
These changes — like higher or lower income, adding or losing household members, or getting offers of other health coverage — may affect the coverage or savings you’re eligible for. After you finish applying or enrolling, you may be asked to submit documents to confirm your income.
Discover which changes to report.
Learn how to report changes.
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