If you entered wrong banking information or used a closed account for your direct deposit, then the refund would have been returned to the third party bank. That bank would either send your refund back to the IRS or could issue a check and mail it to you at the address you used on your tax return. Not sure how you think receiving your refund is a "scam." Be glad you received your refund-----some users in your situation wait for months for their refunds and have a lot more aggravation than merely having to deposit or cash a check.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
