Since you requested to have the TurboTax account fees deducted from your federal tax refund, the IRS will send the refund to a third party processor to have the fees and the service charge deducted. The third party processor will deduct the TurboTax fees plus the service charge and then attempt to direct deposit the remaining refund balance into the account that you entered on your tax return.
If the third party processor, Santa Barbara Tax Product Group, receives the refund back from the bank you selected then SBTPG sends you a check in the mail for the refund, less the returned funds fee.
