After you file

Sorry--you must have sped right past that.  The screen told you there would be a $40 ($45 in CA) refund processing fee if you chose to pay from your federal refund.  You can avoid that extra fee if you pay upfront using a credit or debit card BEFORE you e-file. When you choose to pay from your federal refund, your refund goes first to a third party bank.  That bank takes out the amount you owe to TurboTax, collects its own $40 fee, and sends the rest of the refund to you.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**