After you file

@VolvoGirl thank you.  As you said, once selected on the TT screen it is irreversible with no remedy.  TT did not inform me on that screen about the consequences of choosing either payment option; that is, fees being paid either with credit card or by deduction from the refund.  I selected payment from the refund, then immediately regretted that choice, since it triggered the Refund Processing Service's (RPS) 5-7 pages of legal language that automatically inserts into the tax return.  Now the fine print is revealed.  But it's too late to cancel the mistake.  The worse side affect and risk is RPS shares my tax information, SSN, and other info from the tax return with their 3rd party affiliates and partners.  I hope members of the TT community may benefit from being aware of this deceptive screen in TT,  as it does not reveal or disclose what happens if you click the option to deduct from refund.  Payment from credit card is the safest, secure route and you don't risk having your personal information put out there as is the done with RPS.