WARNING - Due to the past history of using the Refund Processing Service with hundreds of refunds being delayed for months by the third party processor, it is Highly Recommended that you do NOT use this service.
If you cannot pay the TurboTax fees with your own funds please see if you can get a relative or friend to pay the fees with their credit or debit card.
You can still use direct deposit of the refund to a bank account (or prepaid debit card) where you are the owner of the account.
Better yet stop paying any fees if possible ...
TurboTax Free Edition is very limited. It's only for the simplest tax returns.
If your AGI is $79,000 or less you can probably use IRS Free File.
And the IRS is testing a pilot program called Direct File ... https://www.irs.gov/about-irs/strategic-plan/direct-file
