"All" refunds do not go through the third party bank. The third party bank is involved when you make the choice to pay TurboTax from your federal refund instead of paying upfront BEFORE you file by using a credit or debit card. If you pay your fees upfront, your refund come directly to you from the IRS and state without the involvement at all with the third party bank and without the extra fee of $40 ($45 in CA) to use that bank.
REMOVE REFUND PROCESSING FEE
https://ttlc.intuit.com/questions/1900517-how-do-i-remove-refund-processing-fees-in-turbotax-online-...
Each tax year and each tax return is separate. Tracing your 2022 refund should have no effect on the processing of your 2023 tax return or the timing of your 2023 refund.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
