Does the IRS WMR tool not say that it is being processed? "Accepted" is an efile status, not a refund status.
Only the IRS will know what all they are doing with your return. You said you efiled 10 days ago. 10 days is still within the normal time limits. In fact, many returns take longer than that.
The IRS says 9 out of 10 filers who
efile and choose direct deposit
will get their refunds within 21 days. That means that many returns take longer than that. Some returns take longer for additional
processing due to specific items in the return. Some are pulled at
random for more thorough investigation.
If your Federal return is still processing after 21 days, we can tell you how to phone to speak to an IRS agent to see if they will tell you the reason for the delay.
You can monitor the
status of your Federal refund at this IRS page below.
http://www.irs.gov/RefundsTo track a state refund:
https://ttlc.intuit.com/questions/1899433-how-do-i-track-my-state-refund
