After you file

Actually the new submitted date will be 1/29.  The IRS won't be accepting returns until 1/29/24.  Until then the returns will wait on Turbo Tax servers until the IRS pulls them.

 

Then you don't get it until AFTER your efile is Accepted by the IRS after 1/29/24.

https://turbotax.intuit.com/refund-advance/

It says......Funding occurs after IRS acceptance.