After you file

@megan-gibbons8 The third party bank receives your full federal refund, takes out the amount you owe to TurboTax for using TT's software, plus a "refund processing" fee of $39.99 ($44.99 in CA) and then they send you what is left of your refund.   If you make a mistake with your own banking information, or if your account closed, etc. it gets complicated and you have to sort it out with the third party bank.

 

How can I see my TurboTax  fees?   

https://ttlc.intuit.com/questions/2565973-how-do-i-review-my-fees-in-turbotax-online

 

What is Refund Processing Service?

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**