The IRS doesn't know how you are paying the fees. They send the full amount before the fees are taken out. $1,517 is your refund before before fees. Then it goes through the 3rd party bank to take the fees out plus the Extra $40 Refund Processing Service charge (45 in California). Check your 1040 return line 35a for your full refund (before fees).
How to review your fees
https://ttlc.intuit.com/community/charges-and-fees/help/how-do-i-review-my-fees-in-turbotax-online/0...
