You are not required to enter federal deductions on your tax return. Did you itemize your other deductions for that year such as your mortgage interest and property tax paid, etc.? If so, it might make a difference in the refund you could have received, and you could amend the return to include the points paid. As for your state, we do not know since you have not mentioned what state you are in. If entering the points would not change your refund, then you do not have to do anything.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
