If you had no fees there would be no reason to involve the 3rd party bank. That bank is only involved if you used a paid version of the software and then chose to have your fees deducted from your federal refund.
How can I see my TurboTax fees?
https://ttlc.intuit.com/questions/2565973-how-do-i-review-my-fees-in-turbotax-online
What is Refund Processing Service?
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
